Dewi, Sinta, and Asiah Muchtar. “Financial Literacy, Educational Background, and Materialistic Among Gen Z in Indonesia”. Jurnal Pendidikan Ekonomi Dan Bisnis (JPEB) 11, no. 01 (April 16, 2023): 89-103. Accessed August 18, 2025. http://103.8.12.212:33180/unj/index.php/jpeb/article/view/30493.