Nuratika O, Mukhtar S, Wiralaga HK. THE EFFECT OF USING DIGITAL WALLETS AND FINANCIAL LITERACY ON CONSUMPTIVE BEHAVIOR OF STUDENTS IN DKI JAKARTA. jpepa [Internet]. 2022Nov.25 [cited 2025Nov.21];3(3):257-68. Available from: http://103.8.12.212:33180/unj/index.php/jpepa/article/view/31155