ANALISIS PENGARUH KARAKTERISTIK BANK DAN INFLASI TERHADAP NET INTEREST MARGIN Studi Kasus Pada Bank Konvensional yang Terdaftar di Bursa Efek Indonesia Tahun 2006-2010

  • Taufik Hidayat Fakultas Ekonomi Unversitas Negeri Jakarta
  • Hamidah Hamidah Fakultas Ekonomi Unversitas Negeri Jakarta
  • Umi Mardiyati Fakultas Ekonomi Unversitas Negeri Jakarta
Keywords: bank interest margin, panel data, Indonesia.

Abstract

This paper investigates the influence of bank’s characteristics and inflation on commercial bank’s interest margins in Indonesia for the 2006-2010 period. The empirical results suggest that bank-specific characteristics, in particular bank capitalization and efficiency have a positive and significant impact on bank’s net interest margins. The bank size and liquidity have a negative and significant impact on bank’s net interest margins. We also find that inflation has a negative and significant impact on net interest margin (at level 10%).

Key words : bank interest margin, panel data, Indonesia.

Published
2017-04-08
How to Cite
Hidayat, T., Hamidah, H., & Mardiyati, U. (2017). ANALISIS PENGARUH KARAKTERISTIK BANK DAN INFLASI TERHADAP NET INTEREST MARGIN Studi Kasus Pada Bank Konvensional yang Terdaftar di Bursa Efek Indonesia Tahun 2006-2010. JRMSI - Jurnal Riset Manajemen Sains Indonesia, 3(1), 1-20. Retrieved from http://103.8.12.212:33180/unj/index.php/jrmsi/article/view/774
Issue
Vol 3 No 1 (2012): Jurnal Riset Manajemen Sains Indonesia
Section
Articles

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